Collisions caused by commercial vehicles are often devastating incidents. The people in the smaller vehicle are at risk of catastrophic injuries and exorbitant property damage expenses.
Not only do they likely have challenges related to their injuries and damaged vehicles to address in the short term, but they may also need assistance trying to limit the long-term financial impact of the incident by seeking compensation. That process may entail negotiating an insurance claim or filing a personal injury lawsuit.
In either scenario, the affected parties in need of financial compensation most likely require support throughout that process. Why do people affected by semi-truck collisions need outside assistance when they pursue compensation?
Insurance companies have more to lose
When a commercial vehicle is at fault for a crash, a larger insurance policy applies. Federal regulations require a minimum of $750,000 in liability coverage for large commercial trucks.
Ideally, that means there is a better opportunity for full compensation for the affected parties. Realistically, more insurance coverage often means more pressure during the claims process.
People already dealing with financial challenges and injuries may find it all but impossible to effectively advocate for themselves during a semi-truck crash insurance claim. They may need a professional to assist them.
An attorney can help people estimate their long-term losses. They can also handle the negotiation process when a settlement is too low. In cases where the insurance company isn’t cooperative, a lawyer can help their clients recognize when litigation might be the best decision possible.
The legal system is complex
A personal injury or wrongful death lawsuit brought because of a semi-truck crash is not a simple matter. A variety of different regulations apply, and plaintiffs have to comply with all relevant statutes to prevail in civil court.
They may need to bring in outside professionals, such as collision reconstruction experts, to help them build their case. They may need expert witnesses to testify in court about the long-term impact of certain injuries or other confusing details about the situation.
An attorney can assist with everything from filing paperwork with the courts to hiring expert witnesses. With the right support, those affected by collisions can more fully recover their losses. Holding truck drivers and their employers accountable can help those affected by semi-truck crashes limit the harm they would otherwise experience.